Executive & Professional Liability
Protect your business leaders, board members, and professionals from personal liability tied to management decisions, professional services, and employment practices.
What's Covered
Liability Protection for Leaders & Professionals
Business leaders face personal financial risk from lawsuits, regulatory actions, and employee claims. We compare executive and professional liability policies to protect the people who run your business.
Directors & Officers (D&O)
Protects company directors and officers from personal liability arising from management decisions, corporate governance disputes, regulatory investigations, and shareholder lawsuits.
Errors & Omissions (E&O)
Covers claims from clients alleging professional mistakes, negligence, missed deadlines, or failure to deliver promised services. Essential for consultants, accountants, architects, and tech firms.
Employment Practices Liability (EPLI)
Shields your business from employee claims of wrongful termination, discrimination, harassment, retaliation, and wage disputes — among the fastest-growing areas of business litigation.
Fiduciary Liability
Protects individuals responsible for managing employee benefit plans (401k, health insurance) against claims of mismanagement, breach of duty, or administrative errors.
Cyber & Privacy Liability
Covers costs arising from data breaches, ransomware, and privacy violations — including notification expenses, credit monitoring, legal defense, and regulatory fines.
Management Liability Package
A bundled approach combining D&O, EPLI, and fiduciary coverage into one policy — streamlining protection for small to midsize businesses at a lower combined cost.
Common Questions
Executive Liability FAQ
Common questions about protecting your business leaders, professionals, and management team from personal and professional liability.
D&O insurance protects company leaders from personal financial loss when they're sued for decisions made in their role. It covers legal defense costs, settlements, and judgments — so personal assets like homes and savings aren't at risk.
Any business that provides professional services or advice — consultants, accountants, architects, IT firms, real estate agents, and more. If a client claims your work caused them financial harm, E&O covers your defense and any settlements.
Employment Practices Liability Insurance covers claims from current, former, or prospective employees alleging wrongful termination, discrimination, sexual harassment, retaliation, or wage violations. It's one of the fastest-growing risk areas for businesses of all sizes.
Yes. Small businesses are actually more vulnerable because they often lack the legal resources large corporations have. A single employment lawsuit or client dispute can be financially devastating without proper coverage.
Yes. Many carriers offer a Management Liability Package that bundles these coverages into one policy at a discounted rate. We help you determine which coverages you need and find the best bundled option.
Premiums depend on your industry, company size, revenue, claims history, and the specific coverages you need. We compare quotes from multiple carriers to find competitive rates — often starting at $1,000–$3,000 per year for small businesses.
Get a Free Executive Liability Quote
We compare executive and professional liability policies from top carriers across Illinois, Indiana, Michigan, Wisconsin, and Minnesota. Protect your leadership team with the right coverage.